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Nj Car Insurance Increase 2024. The pace at which car insurance rates are rising. Insurify projects that car insurance rates will increase by 7% in 2024. Being convicted of a dui can inflict a devastating blow on your efforts to keep car insurance costs low. Car insurance rates are expected to continue to increase in 2024 due to costlier repairs, driven by parts shortages and higher costs of labor, as well as low.